Should I do a Roth Conversion?

Written by on 22.10.2016 | Uncategorized

I’ve always wondered if I should convert my IRA or my 401k into a Roth IRA. The key variable in this “what if” analysis is what tax bracket will you be in the future compared to now.  Recognize that tax laws can change. Article quantifies benefit for each tax bracket http://www.schwab.com/public/schwab/nn/articles/Roth-IRA-Conversion-Look-Before-You-Leap Conclusion: Note that you […]

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Biokleen Automatic Dish Soap Powder trick to make it work better

Written by on 17.04.2016 | Uncategorized

We have been using Biokleen Automatic Dish Soap Powder to keep our pipes from clogging up.  Unfortunately, it was not cleaning the dishes very well.  The trick is to simply at one drop Dawn liquid soap to each load.  This makes for a perfectly clean load.

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Freeze your credit and protect your identity

Written by on 16.01.2016 | Uncategorized

If you want to protect yourself, consider freezing your credit.  See Clark Howard article about a credit freeze. I did this through the web and it takes just a few minutes.

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Best price for a new car

Written by on 24.07.2015 | Uncategorized

Having just experienced dealing with a salesman at a car dealer, I thought that some notes related to buying a car might come in handy. Simply stated…I would not communicate with a salesman more than I have to.  For example, never ask a salesman if he would change the offer if you agreed to buy […]

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